Chitika

Chitika

tisdag 25 augusti 2009

Finance Options for Liposuction Prices

By Mikael Epox

Cosmetic surgery tends to cost more than most people can afford. Liposuction prices average from $1,500 to as much as $15,000 depending on the area to be treated. However there is more than one way to pay for the liposuction procedure and not all of it has to be upfront. Most surgeons will either finance the procedure themselves or often will refer patients to financing companies. There are also specialized companies who make it their business to finance plastic surgery costs.

What some patients will be surprised to learn is that it is not uncommon for most clinics to carry the financing in house. Most places will be happy to extend a line of credit to any potential patient with sufficiently qualifying credit history. Usually however, the rates offered by clinics are some of the worst around. Just as you would shop for a quality surgeon, shop around for better financing rates.

If the clinic doesn't carry financing in house, almost every surgeon has working relationships with local financing companies with whom they can refer patients. These financing companies are used to receiving referrals from the liposuction surgeon and are experienced in working out fair and manageable payment plans for almost any budget.

Health Care Finance (registered) by Capital One will extend a line of credit to anyone who meets their minimum credit requirements.

Since cosmetic surgeries are typically not covered by health insurance plans, there are a number of companies that look to finance the high price of liposuction and other plastic surgery procedures for anyone who has health insurance.

Credit Care is one large company that fits this bill and will cover expenses up to $25,000 where health insurance plans won't. Speak with a representative to determine whether you qualify for a line of credit and what the payment amounts and terms they have available for your situation.

Remember that while it is not usually a good idea to go into debt to begin with, liposuction surgery as well as how to pay for it is a personal decision only you can make for yourself. In such case, do not shop for a surgeon based on price alone. Liposuction is an art and the outcome of such a procedure depends largely on the skills and experience of the surgeon. The final liposuction price includes both the risks and financial cost.

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